THE RIGHT COVERAGES
NORTH SHORE RISK MANAGEMENT IS UNIQUELY QUALIFIED TO PROTECT YOUR BUSINESS FROM THE SPECIALIZED RISKS IN A RAPIDLY CHANGING BUSINESS ENVIRONMENT.
DIRECTORS & OFFICERS LIABILITY
Protects your directors and officers from being sued by customers, competitors, shareholders, employees, creditors and other third parties.
EMPLOYMENT PRACTICES LIABILITY
Offers protection for your directors, officers and employees if a claim is brought on behalf of current, past or prospective employees.
ENVIRONMENTAL LIABILITY
Provides protection against financial loss arising from pollution conditions that are excluded in property and casualty policies. We design programs to cover cleanup costs, bodily injury and property damage claims along with legal defense and non-criminal fines and penalties.
TERRORISM
We have designed a program to cover the exclusions of nuclear, chemical, biological and radiological terrorism found in most insurance policies. This unique product supplements many of the protections under the Terrorism Risk Insurance Act legislation and will provide continued specific coverage in the event that TRIA is not extended.
PROFESSIONAL LIABILITY
Provides coverage for wrongful acts arising out of the rendering of professional services for a fee.
RISK PURCHASING GROUPS
We utilize this popular approach, where appropriate for our clients, to purchase high limits of liability on their behalf as members of risk purchasing groups, at extremely low premiums.
FLOOD
We design high limit programs that will utilize the National Flood Insurance Program and/or alternative methods through private markets to develop cost- effective approaches to managing our clients exposures to risk.
CYBER LIABILITY
Protection is designed for claims made by individuals or businesses whose confidential information has been compromised. Cyber liability policies can include costs and fines associated with the failure to comply with state privacy laws, claims associated with the transmission of computer viruses and unauthorized access to trade secrets or other confidential business information.
COMMERCIAL LINES
• Property
• Business Interruption
and Extra Expense
• Comprehensive
General Liability
• Product Liability
• Business Automobile
• Workers’ Compensation
and Employers Liability
• Umbrella/Excess Liability
• Commercial Crime
• Surety Bonding
• Inland and Ocean Marine
• Professional Liability
• Directors and Officers Liability
• Employment Practices Liability
• Property and Business Income
• Cyber Liability
PERSONAL LINES
• Homes
• Personal Property
• Jewelry, Fine Arts and Collectibles
• Automobiles and Watercraft
• Umbrella/Excess Liability
